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Payment Gateway Fee Calculator

Payment Gateway Fee Calculator is part of Toolspire and is ready as soon as this page loads. ₹1,000 at 2% plus ₹3 costs ₹23 in fees, so ₹977 remains. Tax on the fee is extra if your provider charges it. Type it into the fixed box or leave it out knowingly.

Runs in this tabFreeNo account

On this page

What you can do here

Percent and fixed together

Many gateways charge both. A percent-only fee is a fixed box of 0.

Remainder in the detail

The headline is the fee. What you keep is beside it.

No card-network lookup

You type the rate on your agreement. The page does not know Visa from UPI.

The sequence

How to use the Payment Gateway Fee Calculator

  1. 1

    Use the rate on the pricing page you actually have

    2% plus ₹3 is the sample, not a quote from a provider.

  2. 2

    Decide whether GST on the fee is inside the fixed box

    If GST is 18% of the fee, it is not automatically added.

  3. 3

    Check ₹23 on ₹1,000

    2% is ₹20 and the fixed ₹3 makes ₹23. If you see ₹20, the fixed fee was left at 0.

Worth knowing

  • Payment Gateway Fee Calculator on Toolspire: fee = amount × percent ÷ 100 + fixed fee.
  • ₹1,000 × 2% + ₹3 = ₹23. The remainder is ₹977.
  • The percent applies to the amount you type, not to the amount plus the fixed fee.
  • A fee larger than the payment is allowed mathematically and shown, so a tiny payment with a large fixed fee does not hide a negative remainder.

The fee is not a tax

A gateway fee is a merchant charge: a percent of the ticket plus, often, a flat amount. On ₹1,000, 2% is ₹20 and a ₹3 flat makes ₹23, leaving ₹977. GST on that fee, if the invoice adds it, is a second sum. This page will not invent it. It also will not pick a rate by payment method.

FAQ

Questions about Payment Gateway Fee Calculator

Where does Payment Gateway Fee Calculator run?

Payment Gateway Fee Calculator runs in this tab on Toolspire. What you type or drop in is not sent to us and is not stored on a server.

What is 2% plus ₹3 on ₹1,000?

₹23 of fees, and ₹977 left.

Does the percent apply to the fixed fee too?

No. The percent applies to the payment. The fixed fee is added after that.

Will this add GST?

No. If the provider taxes the fee, add that tax yourself or fold it into the fixed amount.

What if the fixed fee is larger than the payment?

The remainder goes negative and is shown. A ₹3 fee on a ₹1 payment is a real loss, not a blank page.

Keep going

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